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Wednesday, November 11, 2026

What are cold weather payments and who can get them?

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As temperatures drop, heating costs rise, but there is some help for many households through cold weather payments.

This financial help is triggered across hundreds of postcodes in England, Wales and Northern Ireland when there is a prolonged period of below-zero temperatures.

In Scotland, those on low incomes and benefits may receive a separate winter heating payment, which does not depend on how cold it gets.

What are cold weather payments?

Who can get cold weather payments and how much are they worth?

To qualify, you must live in England, Wales or Northern Ireland.

Payments are not age-related but you must already be receiving certain benefits, including:

  • pension credit

  • income support

  • income-based job seekers' allowance

  • income-related employment and support allowance

  • universal credit - although there are certain exceptions

  • support for mortgage interest

Each cold weather payment is for a seven-day period and is worth £25.

More than one payment will be made during the course of the winter if there are enough periods of cold weather.

The scheme runs between 1 November and 31 March each year.

Close up shot of a woman wearing thick grey tights and white slipper boots next to an electric heater.Image source, Getty Images

How do I get cold weather payments and how long does it take?

You do not have to do anything in order to receive cold weather payments.

The money should be paid automatically into the same bank or building society account as your benefits, within two weeks of the qualifying period of cold weather.

If you do not receive a payment, you can contact the Pension Service, external or Jobcentre Plus, external.

Cold weather payments do not affect other benefits.

They are separate to the winter fuel payment, which is worth £100 or £300 depending on your individual circumstances.

About nine million pensioners get the Winter Fuel Payment, after a government u-turn over changes to the eligibility rules.

View the original on BBC Business →

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